Privacy Policy
Last updated: December 2026
The short version
We collect only what we need to help you analyze your loan. We don't sell your data. We don't share it with third parties for marketing. Your financial information stays between you and our servers.
What we collect
- Loan documents you upload: We process these to extract loan terms. Documents are processed and not permanently stored after analysis.
- Loan details you enter: APR, loan amount, term length, and payment amounts you provide manually.
- Income information: Monthly income and expenses you provide to calculate affordability. This is stored in your session only.
- Account information: If you create an account, we store your email and password (encrypted).
What we don't do
- We don't sell your personal information to anyone
- We don't share your data with advertisers
- We don't use your financial information for any purpose other than providing our service
- We don't store your uploaded documents permanently
Cookies and tracking
We use essential cookies to keep you logged in and remember your session. We may use basic analytics to understand how people use the site so we can improve it. We don't use tracking for advertising purposes.
How we process your documents
When you upload a loan document, here's exactly what happens:
- Your document is sent securely to our AI processing service to extract the loan numbers (APR, payment amounts, etc.)
- The AI service processes your document in real-time and does not retain your data after processing is complete
- We only save the extracted loan numbers — not your document, not your name, not your personal details
- Your original document is never stored on our servers
Third-party services
We use trusted third-party services to operate:
- Cloud hosting providers to run our servers securely
- AI document processing to extract text from uploaded documents (data is not retained after processing)
- Payment processors if you make any purchases
These services have their own privacy policies and are contractually bound to protect your data. They do not use your data for training AI models or any purpose other than providing the service.
Your rights
You can request to delete your account and associated data at any time. Just contact us and we'll take care of it.
Changes to this policy
If we make significant changes to this policy, we'll update the date at the top and notify registered users by email.
Questions?
If you have any questions about this privacy policy or how we handle your data, feel free to reach out.